Weird celebrity insurance policies Are the stars pulling our legs, or are their body parts at special risk? Here's a look at some of the unlikely anatomical assets celebrities got covered. Savvy stars or crazy coverage? With their paparazzi, bodyguards, mansions and private jets, celebrities live unconventional lives. And you can add one more thing to the list: absurd insurance policies with megabuck payout plans. These are not like typical insurance plans covering your house, car or other valuables. For insurance companies guaranteeing celebrity body parts for sky-high sums of money, the risk is high. But insurance giant Lloyd's of London is famous for taking on big-digit celebrity policies over the years, including insurance on the legs of dancer Fred Astaire and a finger of Rolling Stones guitarist Keith Richards. Gene Simmons' tongue' Gene Simmons, bassist for the iconic late-'70s band Kiss, added his own signature move -- sticking out his extra-long tongue to t...